Refinancing after a bridging purchase at auction

Exit proof

Lenders want invoices, photos, and warranties showing essential works finished before they move you off bridging rates.

Valuation basis

Post-refurb value only counts if building control sign-offs exist for structural alterations. Keep PDFs organised from week one on site.

Interest clock

Bridging interest runs daily. Set a refinance deadline with your broker the same week you exchange, not the week completion slips.